Do’s & Don’ts during the home buying Process

Do’s

  1. Do: Plan to succeed. Have an Organized Plan
  2. Do: Check your credit report
  3. Do: Continue paying credit cards and other debt.
  4. Do: Expect a final credit check before loan closing
  5. Do: Get Your Financial Paperwork in Order
  6. Do: Shop for Your Mortgage
  7. Do: Shop around for best, and get Mortgage Pre-Approval
  8. Do: Use a Mortgage Calculator for payments
  9. Do: Save downpayment, Closing cost, property tax etc.
  10. Do: Read Your Mortgage Disclosures
  11. Do: Team up with a REALTOR
  12. Do: Team up with your agent for private showings
  13. Do: Shop around for homes you can afford
  14. Do: Talk to Your Agent & discuss properties that you like

Don’ts

  1. Don’t: Give Everyone Your Social Security Number
  2. Don’t: Buy More Than You Can Afford
  3. Don’t: Let Your Emotions Get out of Control
  4. Don’t: Cave into Pressure
  5. Don’t: Change jobs
  6. Don’t: Rush the Closing
  7. Don’t: Make major new purchases on credit.
  8. Don’t: Be Late on Any Payments