- Do: Plan to succeed. Have an Organized Plan
- Do: Check your credit report
- Do: Continue paying credit cards and other debt.
- Do: Expect a final credit check before loan closing
- Do: Get Your Financial Paperwork in Order
- Do: Shop for Your Mortgage
- Do: Shop around for best, and get Mortgage Pre-Approval
- Do: Use a Mortgage Calculator for payments
- Do: Save downpayment, Closing cost, property tax etc.
- Do: Read Your Mortgage Disclosures
- Do: Team up with a REALTOR
- Do: Team up with your agent for private showings
- Do: Shop around for homes you can afford
- Do: Talk to Your Agent & discuss properties that you like
- Don’t: Give Everyone Your Social Security Number
- Don’t: Buy More Than You Can Afford
- Don’t: Let Your Emotions Get out of Control
- Don’t: Cave into Pressure
- Don’t: Change jobs
- Don’t: Rush the Closing
- Don’t: Make major new purchases on credit.
- Don’t: Be Late on Any Payments